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Lending Update – August 2021

Lending to those who run their own business has always been a far more involved process than for those earning Pay As You Go (PAYG) Income. The documentation required by banks generally has to span two years of income, which can be up to 18 months old at the time of assessment. COVID-19 has only increased […]

Property Update – August 2021

Australian housing values increased a further 1.6% In July, according to CoreLogic’s national home value index. The latest rise takes housing values 14.1% higher over the first seven months of the year and 16.1% higher over the past twelve months. CoreLogic’s Research Director, Tim Lawless, described the market as strong, but losing steam. “The 16.1% […]

A homeowner’s guide to refinancing

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge, and more competitive products become available so keeping the same […]