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Home loan acronyms explained: LVR & DTI

18 Aug 2022 | Finance Knowledge

If you are buying your first home, getting your head around home loan terminology can be tricky. Two acronyms you may come across are loan-to-value ratios (LVR) and debt-to-income ratios (DTI). Recently there have been important changes to DTI ratios that could affect your borrowing capacity. Here, we’ll run through what these terms mean and […]
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What to look for in an investment property

18 Aug 2022 | Finance Knowledge

Interest rates have been going up in recent months. But on the flip side, property prices have been falling in many markets. That means there could be some great opportunities out there for aspiring property investors. It all comes down to finding the right property in the right location. Here’s what to look for in […]
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What should I do when my fixed rate expires?

18 Aug 2022 | Finance Knowledge

If you’re currently playing the waiting game wondering what will happen when your fixed rate term ends, we understand what a stressful time it might be. Fixed rate borrowers have been temporarily shielded from the Reserve Bank’s cash rate increases, but for how long? It’s estimated that almost 40 per cent of Aussies on low […]
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